What We Offer

 

Medicare Supplements ​

Medicare Supplement (Medigap) plans are designed to help cover some of the healthcare costs that Original Medicare doesn’t pay for, like copayments, coinsurance, and deductibles. These plans offer additional coverage to help you manage out-of-pocket expenses. There are several different Medigap plans available, and each provides different levels of coverage. We can help you compare your options and find a plan that fits your healthcare needs and budget.

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Medicare Advantage Plans

Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare. These plans provide an alternative to Original Medicare and often include additional benefits, such as prescription drug coverage, vision, dental, and hearing services. Medicare Advantage plans must cover all services that Original Medicare covers, but they may have different cost structures and coverage options. It's important to compare available plans in your area to find one that fits your healthcare needs and budget.

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Prescription Drug Plans

Prescription Drug Plans (PDPs) help cover the cost of prescription medications and are available to everyone with Medicare. These plans are offered by private insurance companies approved by Medicare. Each plan may vary in cost and specific medications covered, but all meet standards set by the Centers for Medicare & Medicaid Services (CMS). It's important to compare plans annually to ensure your prescriptions are covered at the best possible cost. We pride ourselves in helping you review your drug plan each year whereas a lot of agencies will not do.​

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Dental Vision & Hearing

Dental, Vision, and Hearing Plans are offered by private insurance companies and may be included in some Medicare Advantage plans. These benefits help cover services that Original Medicare doesn’t, such as routine dental cleanings, eye exams, glasses, hearing tests, and hearing aids. Coverage, costs, and provider networks vary by plan, so it’s important to review options carefully to find the coverage that best meets your needs.​

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Cancer Heart Attack & Stroke

Cancer, Heart Attack, and Stroke Insurance Plans are supplemental policies offered by private insurance companies. These plans provide a lump-sum cash benefit upon diagnosis of a covered condition, which can be used to help pay for out-of-pocket medical costs, everyday living expenses, or other needs during recovery. These benefits are separate from Medicare and can help provide added financial protection during a serious illness. Coverage and eligibility may vary by plan.​

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ACA/Marketplace Health Insurance​

Affordable Care Act (ACA) Insurance, also known as Marketplace or Exchange coverage, provides comprehensive health insurance options for individuals and families. These plans are required to cover essential health benefits like doctor visits, preventive care, hospital stays, and prescription drugs. Based on your income, you may qualify for subsidies to lower your monthly premium and out-of-pocket costs. ACA plans are offered by private insurance companies and are regulated to ensure quality and affordability.​